Third Party Insurance | Frank Ramdeen

We deal with multiple insurers, and that means we can get you multiple quotes.  

Third-party insurance is the most basic and typically the minimum legally required type of car insurance in many countries, including Trinidad and Tobago.

Third Party Insurance covers damage to other people's property i.e vehicle or property.

We have packages that include Roadside Assistance rolled in, so there's no additional cost to you.

We offer Third Party Policies with No Excess to pay in the event of an accident.

What is an Excess?

An Excess is the amount that you are required to pay out of your own pocket towards an insurance claim. Only when this is covered, your insurance company will then cover the remaining costs. Example, if your policy has an excess of $2500, then you'll be responsible for that that first $2500 in the event of an accident. Amounts falling outside of this amount, will then be covered by the insurer.

We offer additional Windscreen Coverage as an option.

A No Claim Discount is earned and increases to a maximum amount each year that you're accident free. This is usually applied per vehicle, and if you purchase an additional vehicle, you'll now  have to start the Discount earning process from scratch with the new vehicle.

However, we have options where your Maximum No Claim Discount can now be applied to any other vehicle that you purchase. This would ensure maximum savings for you!